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Welcome > For Buyers > Latest Listings ...

Get The Latest Fresh Home Listings Before Anyone Else the Moment They Come Out!

We upload our new listings to this web site first, even before we put them in our four local multiple listing services. And we provide you with LOTS of color photos because we know how buyers love to look at pictures.

And it can be another day or so before the MLS information gets picked up by the national online search web sites.

So by signing up to receive our latest listings by email, you'll be the early bird. You'll find out about new listings before the news reaches other buyers.

There's absolutely no obligation, and this service is free of charge. Don't miss out...

When you sign up for our home search, you get your own customized portal and personal web page where you can save, print and monitor the properties you want to keep track of. There's no obligation, and you can opt out of the system with just one click. Fill out this form to get started...

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School Reports in Tarzana, Encino and Woodland Hills, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Tarzana, Encino and Woodland Hills

Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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Doug Ranger, REALTOR®, real estate agent and broker for Tarzana, Encino and Woodland Hills, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Ranger
RE/MAX Grand Central
18946 Ventura Boulevard
Tarzana, CA 91356
Toll Free: 800.498.6707
Doug's Cell: 805.208.2488
Patty's Cell: 818.903.1900
Fax: 801.303.7032
Doug: Doug@DougRanger.com
Patty: Patty@PattyNottoli.com
The Ranger Team of RE/MAX Grand Central specializes in friendly, high-tech personalized service to home buyers and home sellers.

We have a strong Internet presence and believe in saturation marketing.

We use four multiple listing services and have built a very effective referral network to find and sell property.

Please consider us your online, in-touch real estate consultants for all your property needs in Los Angeles County and Ventura County.

Call or email anytime. We're always ready to help.

RE/MAX Grand Central

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