Tarzana, Encino and Woodland Hills real estate and homes for sale in California - Doug Ranger, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Doug Ranger
Login
Go To Sitemap
Doug Ranger


All real estate agents are not alike, and all real estate agents are not Realtors. Find the right person to represent you. Call us at 800.498.6707.

Special Offers
Sign Up for Our Free eNewsletter
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Testimonials
Coming Soon
Read Quote >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Doug Ranger is one of The Top Selling Real Estate Experts™
Find Out More >

School Reports
See the nation's top rated reports for Schools in Tarzana, Encino and Woodland Hills >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
Latest Listings
Welcome > For Buyers > Latest Listings ...

Get The Latest Fresh Home Listings Before Anyone Else the Moment They Come Out! 

We upload our new listings to this web site first, even before we put them in our four local multiple listing services. And we provide you with LOTS of color photos because we know how buyers love to look at pictures.  

And it can be another day or so before the MLS information gets picked up by the national online search web sites.  

So by signing up to receive our latest listings by email, you'll be the early bird. You'll find out about new listings before the news reaches other buyers.  

There's absolutely no obligation, and this service is free of charge. Don't miss out... 

When you sign up for our home search, you get your own customized portal and personal web page where you can save, print and monitor the properties you want to keep track of. There's no obligation, and you can opt out of the system with just one click. Fill out this form to get started... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email With Confidence
Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >


School Reports in Tarzana, Encino and Woodland Hills, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Tarzana, Encino and Woodland Hills 



Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
See More Real Estate Trivia >


Print This Page Send To A Friend


Doug Ranger, REALTOR®, real estate agent and broker for Tarzana, Encino and Woodland Hills, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Ranger
RE/MAX Grand Central

18946 Ventura Boulevard
Tarzana, CA 91356
Toll Free: 800.498.6707
Doug's Cell: 805.208.2488
Patty's Cell: 818.903.1900
Fax: 801.303.7032
Doug: Doug@DougRanger.com
Patty: Patty@PattyNottoli.com

The Ranger Team of RE/MAX Grand Central specializes in friendly, high-tech personalized service to home buyers and home sellers.

We have a strong Internet presence and believe in saturation marketing.

We use four multiple listing services and have built a very effective referral network to find and sell property.

Please consider us your online, in-touch real estate consultants for all your property needs in Los Angeles County and Ventura County.

Call or email anytime. We're always ready to help.

REALTORABReProGRISRES




RE/MAX Grand Central

www.dougranger.com is brought to you by Doug Ranger
NUMBER1EXPERT™ in real estate for Tarzana, Encino and Woodland Hills, California

Read Doug Ranger's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.dougranger.com is brought to you by Doug Ranger