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Welcome > Resources > Mortgage Calculators > 15 vs. 30 Year Mortgages ...

We Think this is One of the Best Mortgage Calculators on the Web.

Please give our Java loan and mortgage calculators a try. They take a minute to load, but they're worth it.

Each calculator has dynamic graphs and charts that change right before your eyes as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules.

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more.

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you...

15 vs. 30 Yr Mortgages

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

This Financial Calculator requires a Browser with Java Support

Definitions

Mortgage amount: Original or expected balance for your mortgage.
Interest rate: Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
Marginal tax rate: This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
Monthly payment: Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
Total payments: Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
Total interest: Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

School Reports in Tarzana, Encino and Woodland Hills, California

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Schools in Tarzana, Encino and Woodland Hills

Zoning Laws >Remodeling and Permits

Obtaining the proper permits when remodeling can be a critical element in the process. Many homeowners are unaware of the local building codes and zoning laws governing renovations. Disregarding these laws may result in fines, and in some cases you may even be asked to demolish the work that has been done.

When remodeling you have to go through the process of obtaining the proper permits. Zoning laws protect homeowners and cover issues such as the size of setbacks (distance between buildings and property lines), the height of buildings and occupancy. State and local building codes deal primarily with life and safety issues (insulation, smoke detectors, plumbing, electrical wiring, etc.) In order to satisfy these regulations you must submit information showing the project complies with the laws.

When plans do not conform they are sent to the Zoning Board of Appeals. There the homeowner, accompanied by an architect or attorney, presents his case at a public hearing. Usually the board tries to work with you in compromising with what you would like to do and what is best for the neighborhood.

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Q	Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
A	The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Doug Ranger, REALTOR®, real estate agent and broker for Tarzana, Encino and Woodland Hills, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Ranger
RE/MAX Grand Central
18946 Ventura Boulevard
Tarzana, CA 91356
Toll Free: 800.498.6707
Doug's Cell: 805.208.2488
Patty's Cell: 818.903.1900
Fax: 801.303.7032
Doug: Doug@DougRanger.com
Patty: Patty@PattyNottoli.com
The Ranger Team of RE/MAX Grand Central specializes in friendly, high-tech personalized service to home buyers and home sellers.

We have a strong Internet presence and believe in saturation marketing.

We use four multiple listing services and have built a very effective referral network to find and sell property.

Please consider us your online, in-touch real estate consultants for all your property needs in Los Angeles County and Ventura County.

Call or email anytime. We're always ready to help.

RE/MAX Grand Central

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