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All real estate agents are not alike, and all real estate agents are not Realtors®. Find the right person to represent you. Call us at 800.498.6707.
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ARE YOU UPSIDE DOWN ON YOUR MORTGAGE?  We can help you avoid foreclosure. You have options, and need to know all of them, because some are better than others. For example, if you have a security clearance, or may one day be required to obtain one for a job, having a foreclosure on your credit record can be as serious as having a felony. Another thing to know is that while filing bankruptcy may delay a foreclosure, it won't prevent one. This is why a successful short sale is the best outcome for a homeowner who is upside-down on a property whose value has been downgraded by a correcting market. If you've lost your job, are going through a divorce, or have an unexpected medical situation, these conditions of life can be overwhelming, especially when the market has shifted and you owe more on your property than its current market value. But you still have choices and you can still influence the outcome. You just need the advice and guidance of a Realtor® who's dedicated to your cause.
http://www.ShortSaleSolutionsExpert.com Both of us are trained as a Certified Short Sale Specialist™ and Certified Pre-Foreclosure Specialist™. We'll help you either keep your home or sell it as a short sale. Above all we want to help you avoid going into foreclosure or filing bankruptcy.
We have a Seller Questionaire with 17 important questions. It doesn't take too long, and your answers are important and will help us, help you. A short sale process takes a lot of time. If your foreclosure clock is ticking (if you've received a Notice of Default) we need to count the days you have left, and then we need to get the clock stopped while we pursue our goal to short sell the property. We need to work together as a team and make every minute count. It doesn't cost anything for you to talk to us. Our consultations are free and informative. What's important to us is your peace of mind and getting you and your family on the best road to financial recovery. For more information, visit: Give us a call at 800.498.6707. Your friends in real estate, Doug Ranger & Patty Nottoli
Working With An Agent >CRS and GRI
CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation.
GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization.
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What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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