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School Reports in Tarzana, Encino and Woodland Hills, California

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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Tarzana, Encino and Woodland Hills

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
A	The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Doug Ranger, REALTOR®, real estate agent and broker for Tarzana, Encino and Woodland Hills, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Ranger
RE/MAX Grand Central
18946 Ventura Boulevard
Tarzana, CA 91356
Toll Free: 800.498.6707
Doug's Cell: 805.208.2488
Patty's Cell: 818.903.1900
Fax: 801.303.7032
Doug: Doug@DougRanger.com
Patty: Patty@PattyNottoli.com
The Ranger Team of RE/MAX Grand Central specializes in friendly, high-tech personalized service to home buyers and home sellers.

We have a strong Internet presence and believe in saturation marketing.

We use four multiple listing services and have built a very effective referral network to find and sell property.

Please consider us your online, in-touch real estate consultants for all your property needs in Los Angeles County and Ventura County.

Call or email anytime. We're always ready to help.

RE/MAX Grand Central

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